The nearest ATM is in the local towns of Dalbeattie or Castle Douglas -
some twenty
minutes away. The convenience of an on- site fee charging ATM inside the shop not only
provides the visitor with instant access to cash but might also encourage further spending.
The inconvenience of the charge would be outweighed by the convenience of the instant
cash. At the same time the enterprising proprietor would offer cash-back from debit card
purchases. Both facilities would be complementary.
The Post Office provides cash withdrawals facilities for Lloyds TSB, Clydesdale
and
Cooperative bank customers. POL is trying to get other banks to agree to the same facility.
Usage is limited to Post Office opening times.
